Doing Something is Always Better than Doing Nothing

When it comes to complying with federal and state regulations, what’s the worst thing you can do? Absolutely nothing. Here’s why: A regulatory agency field...

Packing Payments – The Biggest Blip on the Regulators’ Radar Screens

A bit of history Quoting an artificially higher monthly payment owes its origin to periods of high inflation. It was used to give the prospective...

The Big F&I Squeeze – Challenges Create Opportunity

It was inevitable. Fueled to a large degree by worst-case scenarios, the CFPB has been carping about the markup on F&I products for some...