Can You Get Some SATI-sfaction in 2021?
Are we alone in the universe?
Are there advanced civilizations that we can detect?
And what would be the societal impact if we do?
How...
How Automotive Lenders Can Improve their Compliance Framework to Adhere with Automotive Loan Regulations
Many automotive lenders face challenges today associated with maintaining compliance in all facets of their business. Automotive loan compliance requires knowledge of federal regulations...
FTC Commissioner Rohit Chopra to be Named CFPB Director
A strong consumer advocate and aggressive law enforcer
Recently, we learned that President Biden intends to nominate FTC Commissioner Rohit Chopra to serve as the...
Three Things to Know about Possible Litigation Resulting from a Meltdown of Auto-Backed Securities
In the wake of the last recession, millions of homeowners defaulted on their home loans, leading to massive losses for residential mortgage backed securities...
The Repo Alliance: Trying to Save the Repossession Industry
It is no exaggeration that the last year has been the most challenging time the repossession industry has ever faced. During this time, several...
‘Bueller, Bueller, Anyone?’
The current season of virtual industry conferences is increasingly making me feel like Ben Stein, the economics teacher in “Ferris Bueller’s Day Off,” waiting...
Calling His Shots – Acting Director Shares His Vision for Aggressive CFPB
If you’re a baseball fan, you probably know that it’s one of the most disputed stories in all of sports – did Babe Ruth...
What Does a Biden/Harris Administration Mean for Auto Sales and Finance?
So, the general consensus is that a Biden/Harris Administration will mean lots of change for automotive finance. But, exactly what types of change and...
Food Fight!
Image courtesy of @Nerdmatters store on Etsy
The food fight scene from Animal House always reminds me of the auto finance environment. Applications tossed around...
Helping Sub-prime Buyers Out of the Credit Crevasse
In a society dependent on personal transportation, the buy-here, pay-here dealers and sub-prime finance sources provide essential services for a significant number of Americans....
