Can You Get Some SATI-sfaction in 2021?
Are we alone in the universe?
Are there advanced civilizations that we can detect?
And what would be the societal impact if we do?
How...
How Automotive Lenders Can Improve their Compliance Framework to Adhere with Automotive Loan Regulations
Many automotive lenders face challenges today associated with maintaining compliance in all facets of their business. Automotive loan compliance requires knowledge of federal regulations...
Three Things to Know about Possible Litigation Resulting from a Meltdown of Auto-Backed Securities
In the wake of the last recession, millions of homeowners defaulted on their home loans, leading to massive losses for residential mortgage backed securities...
Supreme Court’s Seila Law Decision Brings Clarity to the CFPB (for Now)
In June, the Supreme Court struck down the leadership structure of the CFPB as unconstitutional. (The case is Seila Law LLC v. CFPB, No....
‘Bueller, Bueller, Anyone?’
The current season of virtual industry conferences is increasingly making me feel like Ben Stein, the economics teacher in “Ferris Bueller’s Day Off,” waiting...
Fin-tech – It’s Just Another Fad
According to the Internet, Fin-tech, aka financial technology, is the technology and innovation that aims to compete with traditional financial methods in the delivery...
What Does a Biden/Harris Administration Mean for Auto Sales and Finance?
So, the general consensus is that a Biden/Harris Administration will mean lots of change for automotive finance. But, exactly what types of change and...
How Automotive Lenders Can Improve their Compliance Framework to Adhere with Automotive Loan Regulations
Many automotive lenders face challenges today associated with maintaining compliance in all facets of their business. Automotive loan compliance requires knowledge of federal regulations...
Food Fight!
Image courtesy of @Nerdmatters store on Etsy
The food fight scene from Animal House always reminds me of the auto finance environment. Applications tossed around...
Helping Sub-prime Buyers Out of the Credit Crevasse
In a society dependent on personal transportation, the buy-here, pay-here dealers and sub-prime finance sources provide essential services for a significant number of Americans....
