How Does an eVault Transform Dealer and Sub-prime Lender Digital Operations?
With the continued increase of e-commerce, in 2021 the number of digital consumers stood at 2.14 billion – this means approximately 27.6 percent of...
Don’t Fear the (Digital) Reaper: Tips for Getting Past Digital Lending Fears
Auto finance professionals are swimming in a sea of technological possibility. There are so many software providers out there that promise to bring digitization...
Prepare Now for New FTC Regulations
Now that the comment period is closed for the proposed changes to the Federal Trade Commission regulations, the retail automotive industry is waiting to...
It Takes Two to Tango: Steps a Finance Company Can Take to Protect Its...
Finding a good dance partner can be difficult. If all goes well, your and your partner's steps and turns are in sync, and you...
Aren’t Regulations Fun?
Here it is July 2022 – Reg Z went into effect in July 1969, and many other statutes and regulations have followed. We never...
CFPB Claims that Discrimination Is a UDAAP
The Consumer Financial Protection Bureau recently announced that discrimination—whether intentional or unintentional but produces a discriminatory outcome—is an unfair, deceptive, or abusive act or...
States are Joining the War on Voluntary Protection Products
When it comes to voluntary protection products, such as guaranteed asset protection, debt cancellation, credit insurance, service contracts, and vehicle protection products, the hottest...
The Unhappy Fit of Algorithms with DEI
Algorithms are being targeted especially as they relate to DEI.
The hodge podge of abbreviations has infected commercial discourse and now includes the heralded government...
How Financial Durability Insights Help Auto Lenders Entering 2022
Between government stimulus checks, loan accommodations, and fewer opportunities to spend on discretionary items like vacations and travel because of pandemic restrictions, the overall...
Lending a Hand with Portfolio Analysis Automation
The pandemic has created challenges that have had a unique effect on the auto industry. A lack of supply, specifically a computer chip shortage,...
Lien Sale Piracy – What Every Lender Needs to Know
Most loans to consumers involve either cars or mortgages. With real estate, a lender will almost never lose its first priority lien position. When...
Why Aren’t more Dealers and Sub-prime Lenders Using this Everyday Technology to Fight Identity...
Synthetic identity fraud is a complex issue that continues to increase each year posing great problems for everyone from auto dealers to sub-prime lenders...
