TECHNOLOGY

Sponsored by Defi Solutions

Auto Finance Companies: How to Tackle Both Sides of the K-shaped Recovery – Digitally

After a long career managing collections and servicing shops, I have a habit of preparing for the worst. As consumers find their financial footing,...

Can You Get Some SATI-sfaction in 2021?

Are we alone in the universe? Are there advanced civilizations that we can detect? And what would be the societal impact if we do? How...

LEGAL

Sponsored by CARLAW

Beware! The Fair Lending Bear Awakens from Its Slumber

The Equal Credit Opportunity Act and its implementing Regulation B (collectively, "ECOA") prohibit discrimination against protected classes (e.g., race, national origin, gender, age, etc.)...

FTC Commissioner Rohit Chopra to be Named CFPB Director

A strong consumer advocate and aggressive law enforcer Recently, we learned that President Biden intends to nominate FTC Commissioner Rohit Chopra to serve as the...

INDUSTRY

Sponsored by Allied Solutions

Reading the Signs

Putting credit statistics in perspective On April 5, the Wall Street Journal published an article about sub-prime borrowers falling increasingly behind on car payments. The...

The Repo Alliance: Trying to Save the Repossession Industry

It is no exaggeration that the last year has been the most challenging time the repossession industry has ever faced. During this time, several...

NAF ASSOCIATION MEMBER NEWS

COMPLIANCE

Sponsored by NAF Association

Calling His Shots – Acting Director Shares His Vision for Aggressive CFPB

If you’re a baseball fan, you probably know that it’s one of the most disputed stories in all of sports – did Babe Ruth...

What Does a Biden/Harris Administration Mean for Auto Sales and Finance?

So, the general consensus is that a Biden/Harris Administration will mean lots of change for automotive finance. But, exactly what types of change and...

BHPH

Sponsored by AGORA

Food Fight!

Image courtesy of @Nerdmatters store on Etsy The food fight scene from Animal House always reminds me of the auto finance environment. Applications tossed around...

Helping Sub-prime Buyers Out of the Credit Crevasse

In a society dependent on personal transportation, the buy-here, pay-here dealers and sub-prime finance sources provide essential services for a significant number of Americans....

CREDIT PROCESS

Sponsored by TurboPass

TRENDS

Sponsored by Alfa

ASSOCIATION

Sponsored by NAF Association

PAYMENT & COLLECTIONS

Sponsored by PayNearMe

FINANCE & INSURANCE

Sponsored by PDP Group

BUSINESS STRATEGIES

Sponsored by Agora