Industry

At the recent AFSA and NADA conferences, we heard economists from across the industry discuss the possibility of an economic downturn and potential impacts...

Privacy is a growing area of regulation in the United States, and not just for large institutions like national banks. If you do business...

To paraphrase George Washington, in its recent action against Passport Auto Group it could be said of the FTC: The FTC is not reason, it...

Here it is July 2022 – Reg Z went into effect in July 1969, and many other statutes and regulations have followed. We never...

The Consumer Financial Protection Bureau recently announced that discrimination—whether intentional or unintentional but produces a discriminatory outcome—is an unfair, deceptive, or abusive act or...

Hanover, Maryland – (February 16, 2022) The Board of Directors of the National Automotive Finance (NAF) Association, a trade association for businesses involved in...

“Be a caretaker and not an undertaker.” This is a comment often made by a prominent speaker at independent dealer conferences. The intention of this...

I don’t know about you, but I’m done With skeptical, cynical, defensive, fearful, angry Those who refuse to see the good Who desire for everything to spin...

Putting credit statistics in perspective On April 5, the Wall Street Journal published an article about sub-prime borrowers falling increasingly behind on car payments. The...

It is no exaggeration that the last year has been the most challenging time the repossession industry has ever faced. During this time, several...