Why History Doesn’t Need to Repeat Itself in Auto Lending

Talk of an approaching down-cycle has been increasing for some time, and the fundamentals remain under close scrutiny by all market participants. Like many,...

Clear Skies Ahead? CFPB Launches Pilot Advisory Opinion Program

On June 22, the CFPB formally launched a pilot advisory opinion (AO) program (Pilot AO Program) that would allow entities seeking to comply with...

Meeting with the CFPB

Joel Kennedy, the newly elected president of the NAF Association, and I met recently with CFPB representatives Jennifer Stockett, Deputy Assistant Director, Office of...

By Failing to Prepare, You are Preparing to Fail

One of my all-time favorite quotes is attributed to Benjamin Franklin: “By Failing to Prepare, You are Preparing to Fail.” I’ll leave it to...

NAF Association Non-Prime Auto Financing Conference Update

2020 Event Goes Virtual The COVID 19 pandemic is still determining every movement of our lives. The NAF Association, in conjunction with Used Car Week, has...

Fraud Friday 2019

2018 marks the year that the NAF Association placed tremendous focus on the topic of fraud in auto. Last year’s efforts by the association...

What’s All the Fuss About Anyway?

On any given day, I get a flurry of e-mails from various publications, associations and news sources that provide me with updates on changes...

CFPB Issues Policy Statement on ‘Abusiveness’: A Step in the Right Direction?

On January 24, the CFPB issued a Policy Statement to provide clarification on how it will apply the "abusiveness" standard in supervision and enforcement...

We Need to Hear from You

In this issue of Non-Prime Times, Joel Kennedy, president of the NAF Association, has written an excellent article about the Association. In it he...

Message from NAF Association’s Executive Director

The National Automotive Finance (NAF) Association is the only trade association exclusively representing the interests of the non-prime auto finance industry. Our Annual Non-Prime...
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