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Finance and Insurance

When Is a Sale Final? Not Always as Early as You’d Like It to Be

One of the first things I learned in my first-year contracts class in law school was the Uniform Commercial Code. Specifically, the class covered...

Safeguarding Auto Dealers and Subprime Lenders: A Comprehensive Layered Approach to Combat Synthetic Identity Fraud

Fraud in the automotive industry is increasing at an alarming rate, making it one of the hot topics of discussion at the recent annual auto...

New Research Reveals Age and Gender Differences in Vehicle Add-On Purchases

When consumers purchase cars at an auto dealer, they often buy supplemental products and services called voluntary protection products (VPPs). These provide additional coverage...

Why Lenders and Dealers Using AI Aren’t as Worried about the News Surrounding Student Loans

The debt-limit deal struck by the White House and congressional Republicans says the pause on student loan payments will expire no later than August...

How Auto Dealers and Subprime Lenders are Ensuring Fair Access to Credit in an Era When Multiple Income Streams and the Gig Economy Complicate...

Over the last several years, it has become increasingly difficult for auto dealers and subprime lenders to ensure financial inclusivity and fairness for car...

Why Aren’t More Dealers and Sub-prime Lenders Leveraging Credit-first Soft Pulls?

Shopping for a vehicle comes with all kinds of stressors for a consumer – some of which can affect their relationship with the dealer...

Why Aren’t more Dealers and Sub-prime Lenders Using this Everyday Technology to Fight Identity Fraud?

Synthetic identity fraud is a complex issue that continues to increase each year posing great problems for everyone from auto dealers to sub-prime lenders...

Federal Agencies Take Another Shot at GAP Coverage for Buyers Covered by the Military Lending Act

I have always been a fan of suspenseful entertainment. I really like television shows where it looks like the protagonist is doomed, but then...
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